
Place beans in a bowl; partially mash until chunky. Set aside.
Heat oil in medium nonstick skillet over medium heat. Add onion & garlic and sauté 4 minutes or until tender. Add beans, tomato, picante sauce, cumin and chili powder; cook 5 minutes or until thick, stirring constantly. Remove from heat, add cheese & cilantro, stirring well. Serve warm or at room temperature with fat-free corn or flour tortilla chips. (Meredith is our low-fat cook.)